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Showing posts from June, 2021

What is an open offer?

When a company A acquires a majority stake in company B, it is required to provide an opportunity to the existing shareholders of company B to sell their shares. This is referred to as an open offer. In India, an open offer is triggered when a company buys a majority or more than 15% stake in a listed company. The acquirer has to make an open offer to buy at least an additional 26% stake in the company. It is seen as an exit route for the minority shareholders in the event of a new management taking over. Courtsey :  Upstox (start Karke Dekho) For more about Upstox -  Read more....

Plan your salary well before you start spending it.

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Start by investing a chunk of your salary in Mutual funds via SIP. This way you will invest a fixed amount every month for your future goal without waiting for the right time to invest. Advantages of investing via SIP:- No delays in investment Automate your SIP so that a fixed amount is debited from your account every month on a particular date. You become a disciplined investor Your SIP will help you make disciplined investment every month. It also makes you a habitual investor. Higher Fexibility You're in charge of your investments, stop, start or restart whenever needed. But we recommend to stay invested for more than 3 years to reap the benefits of SIP.. Rupee cost averaging Rupee cost averaging helps an investor beat market fluctuations and makes his/her investment averse to market volatility. Courtesy - 5paisa- Beacuse Every Paisa Matters. To know more about 5paisa visit..

What is net cash?

Net cash is a key metric to determine a company’s liquidity position. It is calculated by subtracting the current liabilities and debt from the cash and cash equivalents of a company. It reflects a company’s financial health and tells an investor whether the company has sufficient money to meet its financial obligations or take up investment opportunities in the future. Courtsey : Upstox (start Karke Dekho) For more about Upstox - Read more....

What is EBITDA margin ?

EBITDA stands for earnings before interest, taxes, depreciation and amortisation. It is a measure of a company’s profit at the operating level. EBITDA tells investors how much profit a company generates after subtracting costs such as raw material, manpower and other operational costs. EBITDA margin refers to the ratio of EBITDA to sales in percentage terms, and is calculated as EBITDA/Sales * 100. It helps in comparing the operating efficiency of companies in the same sector, regardless of their size. Courtsey : Upstox (start Karke Dekho) For more about Upstox - Read more....

upGrad - Abroad Education Programs.

Master Degree in Data Science in Germany Online duration -1 year On-campus duration -1 year Destination Country Germany Post Study Work Visa Eligibility 18 Months Know  More Master in International Management in Germany Online duration -1 year On-campus duration -1 year Destination Country Germany Post Study Work Visa Eligibility 18 Months Know More Master in Cyber Security in Germany Online duration -1 year 1 month On-campus duration -1 year Destination Country Germany Post Study Work Visa Eligibility 18 Months Know More Bachelor of Business Administration in Australia Online duration -1 year On-campus duration -2 years Destination Country Australia Post Study Work Visa Eligibility 24 Months Know More Bachelor of Computer Applications in Australia Online duration -1 year On-campus duration -2 years Destination Country Australia Post Study Work Visa Eligibility 24 Months Know More Bachelor of Computer Applications in USA Online duration -2 years On-campus duration -2 years Destination

upGrad - Online Courses & Education Programs for Professionals.

upGrad is an online higher education platform providing rigorous industry-relevant programs designed and delivered in collaboration with world-class faculty and industry. Merging the latest technology, pedagogy, and services, upGrad is creating an immersive learning experience – anytime and anywhere. upGrad Vision Powering career success for every member of the global workforce as their trusted lifelong learning partner. upGrad Mission Making our learners achieve their desired outcomes. upGrad Story  upGrad began in 2015 with the conviction that in an ever-changing industry, professionals need to continuously upskill themselves in order to stay relevant. Since then upGrad have always focused on building a great online learning experience by collaborating with the right universities and industry partners. upGrad then steadily built a strong support system around our learners. Starting with their first program in Entrepreneurship, upGrad has created some of India’s largest online p

What is the IIP?

The Index of Industrial Production, or IIP, tracks the industrial activity in India. It calculates the data of eight core industries, namely coal, crude, natural gas, refinery products, steel, cement, fertilisers and electricity. A rise in the IIP indicates a growth in the manufacturing sector, which augurs well for the markets. The data is released on the 12th of every month by the Central Statistical Organisation. Courtsey : Upstox (start Karke Dekho) For more about Upstox - Read more....

What is a dividend?

A dividend is a way that a company rewards its shareholders. A company can use excess profits or its reserves to pay out dividends. However, it is not mandatory for it to pay dividends every year. A company could also utilise funds to invest in a new or an existing project if it promises better returns. In such a case, it may declare no or lower dividend. To get the benefit of dividend, an investor must own the shares before the ex-dividend date, which is specified by the company. To know, more watch  this video  on dividends. Courtsey : Upstox (start Karke Dekho) For more about Upstox - Read more....

What is a rights issue?

A rights issue refers to a company’s bid to raise additional money from its existing shareholders rather than going public. In a rights issue, a company invites its shareholders to buy additional shares at a discounted price. The money raised through the rights issue can be used by a company to pare down debt or for capital expenditure. Courtsey :  Upstox (start Karke Dekho) For more about Upstox -  Read more....

Investors prefer SIPs, here's why

Did you know that when it comes to investing in mutual funds for the future, time in the market is more important than timing the market? This means that you must start investing sooner than later. Don't worry about the right time to invest or the exact amount that you can start with. Just start! SIP helps you overcome these fears and lets you invest a small amount of money at regular intervals in the fund of your choice. This way you can stay invested with commitment. The illustration explains how a monthly SIP of ₹1000 can help grow your money with the power of compounding as the interest generated by your initial investments also earns interest every year. The Power of Compounding: SIP of ₹1,000 Invested every month for 20 Years with an approximate 12%* annualized returns ₹2,40,000 Total Invested Amount for 20 Years  ₹9,99,148 Expected Amount after 20 Years 4x Gain over Invested Amount Invest Now

What is a risk-reward ratio?

The risk-reward ratio refers to the expected profit in relation to the risk taken. It tells a trader how much he or she stands to gain from the risk they are taking. For instance, assume that a trader buys a stock for ₹10 and places a stop-loss order at ₹5, with the expectation that the stock price will hit ₹20. It means they are taking the risk of losing ₹5 to make a profit of ₹10. Hence, the risk-reward ratio is 1:2. This ratio helps traders to gauge the risk in any trade and decide whether to take or simply avoid a specific trade. Courtsey :  Upstox (start Karke Dekho) For more about Upstox -  Read more....

Common Types Of Cryptocurrency Scams & Tips To Avoid Them. Part 8

7. Phishing  Phishing is where individuals are contacted via email, phone or text message by an impostor imitating a legitimate company. They try to get your private information like username, passwords and seed keys. And make sugar-coated promises like a guaranteed profit or may ask you to pay for some membership etc. It can also happen that these emails and messages may contain some viruses that can steal your information. How to Avoid This: Never open such scammy emails. Always cross-check the authenticity of the messages received Never share your sensitive information to unknown people. It Isn’t All Scammy! Scams in any industry aren’t new, many of the above scams like phishing, pyramid schemes happen outside the crypto industry as well. But we don’t label the entire industry as a hoax, but in case of cryptocurrencies, people do so because of their negligence, which is absolutely wrong. These scams mentioned here play on peoples carelessness and greediness, only if you remain alert

Common Types Of Cryptocurrency Scams & Tips To Avoid Them. Part 7

6. Cloned Support Teams Exchanges and Wallet companies often have a telegram channel where their support team help their customers on various run-time issues. These groups are a place where support teams actively chat with the users and try to get a solution to their problems. Some individuals with vicious mind clone specific individuals from the support team by creating a fake account by their name and using their profile picture. These people try to cheat individuals in the group by asking them to transfer cryptocurrencies or to participate in some sort of trade with them. How to Avoid This: Only reach out to admins in the group for your problems. Even if the profile looks similar, crosscheck the number and their identity. Never transfer cryptocurrencies to unknown group members. Courtesy : COIN SWITCH - KUBER. Cryptocurreny Exchange of India. Next >>>>>

Common Types Of Cryptocurrency Scams & Tips To Avoid Them. Part 6

5. Cloud Mining Scams Cloud mining has become very famous these days with the increasing cost of mining equipment and electricity. These scams encourage people to participate in cloud mining which isn’t real and promises them miner rewards in exchange. New entrants are generally the target of these scams of the space as they generally don’t know much about the functionality and of the space. The scammers even get you registered and give you a wallet that a third party has full control over and as soon as you transfer funds into it, your funds will be moved away. How to Avoid This: Never accept any unwanted invitation or messages of this kind. Do not share your private keys or seed words with anyone. Never transfer your funds to a wallet that you have no control over. Courtesy : COIN SWITCH -KUBER. Cryptocurreny Exchange of India. Next >>>>>

Common Types Of Cryptocurrency Scams & Tips To Avoid Them. Part 5

4. Ponzi and Pyramid schemes Cryptocurrency Ponzi schemes are just like any other pyramid scheme. It involves paying returns to existing investors from the money invested by new investors and focus more on recruitment than the product itself. The most famous cryptocurrency Ponzi scheme was OneCoin; they encourage people to buy a membership for entering the pyramid. The membership fee is termed as an investment in the OneCoin token which can be only traded on the company’s exchange and nowhere else. They even control the trading volumes coins by putting restrictions on an individual’s buy and sell. It clearly isn’t a cryptocurrency business but a multi-level marketing scheme. They made a bunch of empty promises to the people that were invested in the scheme. And have also been dragged to the court multiple times and were accused of defrauding people. How to Avoid This: Do a background check on the founders of the company. Go through all the past feedbacks of the company. Confirm the leg

Common Types Of Cryptocurrency Scams & Tips To Avoid Them. Part 4

3. Fake Pools and OTC scams Fake pools are groups that offer allotment for upcoming ICO’s through telegram, discord and slack groups. These groups usually offer you 5-10% surcharge on current prices and require you to send funds in the name of ‘ contributing to the pool.’ They promise you the ICO tokens in return but once you transfer the funds, boom! They disappear. OTC or Over the counter scams are scams where the transaction takes place off-exchanges without any intermediary. Here, fraudsters offer incredible prices for buying and selling cryptocurrencies at a fixed trading charge. Some pools are genuine, but those are very lucrative and follow a proper procedure to ensure the authenticity of the members in the group. How to Avoid This: Perform OTC transactions with people you know and trust Use P2P exchanges for OTC transactions. Don’t be greedy Courtesy : COIN SWITCH - KUBER Cryptocurreny Exchange in India. Next >>>>>

Common Types Of Cryptocurrency Scams & Tips To Avoid Them. Part 3

2. Fake ICO’s Initial Coin Offerings is the most popular way for companies to raise funding, and some scammers take advantage of this by conducting fake ICO’s. These ICO’s are heavily marketed without laying any strong foundation about the coin or the leadership. And many naive investors are at its target as they successfully glorify ‘get rich quick’ by promising 1000X returns. In fact, Fake ICO’s are more frequent than the real ones. In a study conducted in 2017, 78% of ICOs were identified as fraud.  How to Avoid This: They mostly have a fabricated whitepaper or a whitepaper full of mistakes. Check the roadmap for token and proof of concept. Ask hard questions like the problem they are trying to solve, how is the coin different from other cryptocurrencies etc. Courtesy : COIN SWITCH - KUBER Cryptocurreny Exchange in India. Next >>>>>

Common Types Of Cryptocurrency Scams & Tips To Avoid Them. Part 2

1. Cloned Websites, Exchanges and Wallets This is the most common practice of scammers, where they clone websites, exchange apps and wallets of reputable companies. Cloned websites often redirect you to a payment gateway outside of it and often use similar letters in the URL to make it look like the original one, like O and 0. Hence you should always double-check the URL before going ahead. Their app colours are also a bit off and are not exactly the same as the original brand’s colour. One more point that I would like to add here is; Just because making an app or wallet has become so easy, every now and then a new one pops up. So make sure you use a trusted platform and not just download anything from play store. How to Avoid This: Have an eye on their trading volumes; they often have some unrealistic spikes Bookmark and keep the exchange that you use and trust Don’t download or access any website from any link shared by anybody on the internet. Courtesy - COINSWITCH KUBER  - Cryptocu

Cryptocurrency Scams & Tips To Avoid Them. Part 1

Labelling cryptocurrencies as a scam has become the most convenient escape for people who lack the knowledge of the industry. There are loopholes in every system, and cryptocurrency is no different. The crypto market keeps privacy and decentralisation at its core, making it challenging to trace a transaction and thus giving an edge to the scammers. But, so is the case with loopholes of every other industry. And hence co-relating the entire industry with these scams should not be the case, because if we look close, scams and frauds are happening in every industry.  Courtesy - COINSWITCH - KUBER Next >>>>>

What is net asset value in mutual funds?

The net asset value (NAV) refers to the market value of units under a specific mutual fund scheme. It is calculated by dividing the assets under management with the total number of units. For example, if the market value of the total assets under management is ₹10 crore and there are 1 crore units in the mutual fund scheme, the NAV per unit will be ₹10. The NAV of a mutual fund scheme rises or falls on a daily basis depending on the performance of its underlying assets.   Courtsey : Upstox (start Karke Dekho) For more about Upstox - Read more....

Invest in US stock market from India.

5paisa have partnered with Vested to provide you zero commission investing in the US markets with a smooth experience & advanced technology. Alphabet Inc. Alphabet Inc. GOOGL offers diverse products, such as Google Maps, Google Play, Google Chrome, Google Cloud, Ad Services, television and internet services. As of 2020, Alphabet Inc. ranked 11th on the list of Fortune 500 companies. Forbes’ ranked the company 13th in its list of Global 2000 companies. . Price on 19th June 2020: $1,424 Price on 18th June 2021: $2,402 52W Low: $1,351 & 52W High: $2,455 Invest Now..

Safe Guard your Wealth.

Build & safeguard your wealth at 5paisa . All your insurance needs under one roof. 5paisa Insurance Products - Invest Now ❤️ Heart cover. Get 5Lac cover @ ₹ 1/day 🎗️ Cancer cover. Get 5Lac cover @ ₹ 1/day 🏥 Hospital cash. Get 5000/day cover @ ₹ 1/day 🚗 Car/2 wheeler insurance. Get your vehicle insured @ ₹ 20/day & @ ₹ 11/day 💪 Health insurance. Buy 5Lac cover @ ₹ 10/day 👪 Term insurance. Buy 1Cr cover @ ₹ 10/day

One click portfolio

Do you find difficulty in picking stocks? Not anymore, 5paisa have readymade portfolios where you can invest in a bunch of stocks in just one click. Retirement Portfolio : Smallcase by 5paisa This smallcase includes companies with strong pricing power, which results in stable operating performance. These market leaders have stayed stable during market volatility.  Min. Investment:  ₹32,841  | CAGR:  33.16% ₹100  invested  1 year ago  would be  ₹135.58  now.

Mutual fund - Axis Blue Chip Fund

Mutual Fund If you are a lay investor who doesn't want to spend a lot of time researching stocks, go for mutual funds.. Here is 5paisa recommendation for long-term appreciation. Axis Bluechip fund It aims to generate long term capital growth by investing in a diversified portfolio of equity & equity related instruments of large cap companies. 3 year fund returns: 16.99% Lower expense ratio: 0.5% AUM: ₹1,94,434 Cr. Courtesy - 5paise - Where Every Paisa Matters.

ETF - Gold BeES

If you are looking to diversify your investments, hedge your risk, or gain exposure to a certain industry or market, then ETFs may be the perfect asset for your portfolio.. Gold BeES It aims to provide returns that closely correspond to the return provided by the price of gold through investment in physical gold. Expense Ratio: 0.82% AUM: ₹6,080 Cr. 52W Low: ₹35.80 & 52W High: ₹51.50 Invest Now . Courtsey - 5paisa - Beacuse Every Paisa Matters.

5paisa - Because Every Paisa Matters.

A Paisa Saved is A Paisa Earned 5paisa know that your money is precious and has to be invested carefully to get maximum returns. 5paisa make this possible by bringing you technology driven solutions that enable you to invest at a lower cost. 5paisa empower you with information to take right decisions at the right time. 5paisa simple and easy-to-use interface is aimed at waking up the investor in you!The Digital Investor of the future! What is 5paisa ? How 5paisa is different from other brokers? 5paisa is India's fastest growing Discount Broker and first Publicly Listed online broking company. Ranking among the top 10 discount broking firms in the country. 5paisa enjoys strong backing by IIFL, India's leading diversified financial services company. With a daily turnover of over 30,000 Cr+, we have over 450,000 clients and 3.5 Million+ 5paisa app users . 5paisa is a DIY platform that offers all financial services like Equity Trading, Mutual funds investments, Insurance, Res

DEFI (DECENTRALIZED FINANCE)

Decentralized finance is an open source technology that reaches disintermediation through decentralized layers and the elimination of centralized intermediaries in order to improve the current financial system in all aspects, emphasizing the core tenets of openness, fairness and connectivity. Take cross-border payment as an example, when a person remit money to a person in another country, they usually need to find a financial institution to complete the payment task, but it will charge a certain fee in return. However, DeFi (Decentralized Finance) app disintermediates the entire remittance process by sending digital money directly from his/ her wallet to the payee without the need for a financial institution intermediary service. DeFi has many different financial applications, including payments, debit and credit, stable coin, tokenisation and decentralized exchanges, and can create a new generation of financial system. WazirX - India's biggest Cryptocurreny Exchange.

What is a floating-rate bond?

A floating-rate bond is one that is issued by a company and attracts a variable interest rate. It is tied to a benchmark reference rate and mimics changes in it. It’s different from a fixed-rate bond, whose interest rate doesn’t fluctuate. Floating-rate bonds are beneficial for investors when interest rates are rising. It ensures that an investor’s debt portfolio moves in tandem with the interest rates in an economy.   Courtsey : Upstox (start Karke Dekho ) For more about Upstox - Read more....

Dhani - for your Wealth and Health needs.

Dhani Services Ltd is a consumer business that operates through it’s app Dhani and provides digital healthcare and digital transactional finance to it’s customers. Growing from a personal finance business to now offering a comprehensive range of products across both healthcare and financial services, the company has continually prioritized the need of the hour in the country to design offerings made for today, and geared for tomorrow. On the healthcare front, Dhani provides its customers with top of the class healthcare access over instant video calls with doctors. Customers need not worry about single consultations, but comprehensive medical care available on a subscription basis over the click of a button. Dhani Doctor is supplemented with Dhani Medicines – which is enabled to provide customers with quality yet affordable medicines delivered at their door step. On the financial services front, customers can choose from a suite of products to help manage all their financial needs

1mg: India’s Leading Online Pharmacy & Healthcare Platform

1mg.com brings to you an online platform, which can be accessed for all your health needs. 1mg is trying to make healthcare a hassle-free experience for you. Get your allopathic, ayurvedic, homeopathic medicines, vitamins & nutrition supplements and other health-related products delivered at home. Lab tests? That too in the comfort of your home. Doctor consult? Yes, 1mg got that covered too. E-Pharmacy Order medicines and health products online and get it delivered at home from licensed pharmacies. Online Consultations Consult qualified and registered doctors on chat for free. Labs Tests Book lab tests online for hassle-free, home sample collection service. Get reports online. Authentic Information Read medicine and health content written by qualified doctors and health professionals. Leadership at 1mg   Prashant Tandon CEO & Co-Founder Gaurav Agarwal CTO & Co-Founder Vikas Chauhan Co-Founder Tanmay Saksena COO 1mg Story idea The idea In healthcare, the information aroun

Upstox - Share market, TRADE FASTER, TRADE SMARTER

Upstox is a tech-first low cost broking firm in India providing trading opportunities at unbeatable prices. Company provide trading on different segments such as equities, commodities, currency, futures, options which are available on its Upstox Pro Web and Upstox Pro Mobile trading platforms. Upstox is a member of BSE, NSE, MCX and MCX-SX and allows you to trade in: · Equity · Futures · Options · Currency · Commodity What I liked about Upstox is their high tech and advanced trading platforms. How to Open the Account with Upstox My Experience with Account Opening Process The account opening process of Upstox is very fast when compared to other discount brokers. The whole account opening process is online. You can quickly open Upstox Demat and Trading account with the help of Aadhaar Card and PAN Card. You just have to keep following documents handy to fast track your application. Documents Required · Aadhaar Card · PAN Card ·